Grandvalira Ski Pass Insurance: What's Included in 2026-2027

New for the 2026-2027 season: every Grandvalira ski pass, whether a day pass or a season pass, now automatically includes accident and civil liability insurance, underwritten by CA Vida Assegurances (Creand group). It's no longer a paid add-on at the ticket office — cover is included in the price of the pass as soon as you buy it.

What the insurance covers

• Medical, surgical and hospitalisation costs in Andorra, up to €3,000 per insured person and per incident (€1,500 for COVID-19).
• On-slope rescue: sled, ambulance or helicopter, fully covered.
• Repatriation or medical transport back home, unlimited within Europe.
• Travel and accommodation for a family member if hospitalisation lasts more than 5 days (return tickets + hotel up to €75/day, 10 days max).
• Hotel costs for the insured person after hospitalisation, if an immediate return home isn't possible (same limits).
• Early return in case of the death or serious hospitalisation of a family member in Europe.
• Refund of the unused pass: up to €55/day (€200 cap) for a day pass, up to €440 for a season pass, if an injury prevents you from skiing again.
• Refund of ski lessons or activities not taken due to the accident, up to €200.
• Mountain search costs within the resort's boundaries, up to €9,000.
• Civil liability for damage caused to a third party on the slopes: capped at €7,500 per season for a day pass, €18,000 for a season pass (€150 excess per claim).

Season pass: an extra guarantee

Only the season pass includes a specific death/disability guarantee linked to a skiing accident: €6,000 in case of death (€3,000 for an insured person under 14, funeral costs), and €12,000 in case of total and permanent disability. This guarantee doesn't exist on the day pass, which provides a €600 death benefit regardless of cause.

What to know before you ski

• This is a first emergency medical care insurance: cover ends as soon as you return home or are admitted to a healthcare facility in your country of residence.
• It covers alpine skiing, cross-country skiing on marked trails, snowboarding, ski touring, freeride and freestyle within the ski area, as well as activities run by the resort (snowshoeing, snowmobiling, zip-lining, etc.) with the corresponding pass.
• Any off-piste skiing without resort supervision, or skiing outside opening hours, is excluded.
• This insurance doesn't cover luggage, trip cancellation or theft of equipment — consider a complementary travel insurance if you want cover for these.

In case of an accident: what to do

1. Go directly to the resort's medical centre with your ski pass.
2. For any information or assistance, call (+376) 88 16 46.
3. Keep your pass's serial number, the on-slope medical report, and your receipts (pharmacy, orthopaedics).
4. Send your file by email to prestacions@creandvida.ad, or by post to CA Vida Assegurances, SA (Av. Fiter i Rossell 22, AD700 Escaldes-Engordany, Andorra).

Information based on Annex I and II to the Creand Vida collective insurance policy for the 2026-2027 season, applicable to Grandvalira passes. Amounts and conditions may change; if in doubt, contact CA Vida Assegurances directly at (+376) 88 16 46.

See also

• Skiing in Pas de la Case: ski area, prices and practical Grandvalira info
• Grandvalira piste map: interactive map of the 6 sectors
• Ski equipment rental: where to rent skis and snowboards at the best price